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Raisin Bonus & Verified Deals – October 2026

Looking for the latest Raisin Actiecodes? As of October 2026, our team has manually verified 47 offers for Deposito sparen, Vrij opneembaar sparen. Browse current Bonus, working discounts, and exclusive deals, while expired offers are regularly removed.

Raisin offers 2 coupon codes and 45 deals as of October 2026. Today's top offer: A promotional offer is available where eligible users may receive benefits of up to €1,200 when usin.... Codes are verified and updated daily.

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Promo Code
A promotional offer is available where eligible users may receive benefits of up to €1,200 when using a valid promo code

A promotional offer is available where eligible users may receive benefits of up to €1,200 when using a valid promo code, subject to terms and conditions and eligibility requirements.

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€1500
Only
Earn up to €1500 Off using a special promo code

Earn up to €1500 using a special promo code. Unlock exclusive rewards, maximize your savings, and take advantage of this limited-time opportunity to boost your earnings quickly and effortlessly

$65
Only
Swedish Bank Deposit Bonus: Up to $65 for New Users

New users opening a Swedish bank deposit account can receive a bonus. The bonus amount is determined by the deposit value.

50%
OFF
Cash Bonus on Your First Certificate of Deposit

Get a bonus when you open your initial Certificate of Deposit. This is valid for new Raisin customers.

$40
Only
Raisin App Bonus: €40 for First-Time Users

First-time users of the Raisin App can receive a €40 bonus. This applies upon opening a qualifying account via the app.

$20
Only
Receive $20 for Your First Savings Account Deposit

Make your initial deposit into a new savings account and get a $20 cash bonus. Offer valid for new Raisin users.

35%
OFF
Money Market Account Promotion for New Users

Qualify for a promotional bonus with your first Money Market Account. Offer applies to new Raisin account holders.

$10
Only
Earn a €10 Bonus with a Vrij opneembaar sparen Account

Open a Vrij opneembaar sparen account and receive a €10 bonus. This is for new Raisin customers making a qualifying deposit.

$75
Only
New Customer Registration Bonus: €75 for Deposito

A €75 registration bonus is offered to new customers. This applies to those opening a new Deposito sparen account.

$45
Only
Italian Bank Deposit Offer: Get a $45 Account Bonus

Open a deposit with an Italian bank and receive a $45 bonus. This promotion is for new Raisin customers.

$50
Only
Referral Program: Get a €50 Bonus for New Sign-ups

New customers signing up via a referral link are eligible for a €50 bonus. A minimum deposit is required to qualify.

$25
Only
Refer a Friend Bonus: $25 for Each Successful Referral

Participate in the 'Plan Amigo' program and get $25 for every friend who opens an account. Your referred friend must make a qualifying deposit.

$40
Only
Czech Bank Deposit Incentive: Up to $40 for New Accounts

Open a new account with a Czech bank and receive an incentive of up to $40. The bonus is tied to the deposit amount.

$50
Only
Get $50 Cash for Your First European Deposit

Receive a $50 cash incentive when you open your first European deposit account. This offer applies to new Raisin customers only.

$70
Only
May Bonus: €70 on Qualifying Initial Deposits

New customers making a qualifying initial deposit in May can earn a €70 bonus. This is a limited-time seasonal offer.

$90
Only
Investment Bonus: Up to $90 for New Account Holders

New account holders can earn an investment bonus. The bonus is calculated based on the amount of your first investment.

$100
Only
Up to €100 Welcome Bonus for New Raisin Savers

A welcome bonus up to €100 is available for new customers. The bonus amount depends on the initial deposit total and current terms.

$65
Only
Europese spaarrekeningen: €65 Bonus on New Deposits

Deposit into Europese spaarrekeningen and receive a €65 bonus. This offer is for new customers making their first deposit.

45%
OFF
Bonus on Your First Jumbo CD Account

A bonus is available for new customers opening their first Jumbo CD. This offer applies to first-time depositors.

$40
Only
European Bank Deposits: Get a $40 Bonus on Account Opening

Open a European bank deposit account and receive a $40 bonus. This offer is for new customers exploring international options.

$25
Only
Get a €25 Bonus with Your First Savings Account

Customers opening their first savings account may qualify for a €25 bonus. This offer is for new Raisin users.

Bank Offer
Sign-Up Bonus for Multi-Bank Savings Access

Receive a bonus when you sign up for Multi-Bank Savings. This offer is for new customers utilizing Raisin's platform.

$20
Only
January Welcome Offer: €20 Bonus for New Accounts

New customers opening an account in January receive a €20 bonus. This is part of the seasonal welcome offer.

$55
Only
Portuguese Bank Deposit Promotion: Up to $55 Welcome Gift

Secure a welcome gift of up to $55 on Portuguese bank deposits. The bonus depends on the deposited amount.

$55
Only
Zakelijk sparen: €55 Bonus for Business Accounts

Businesses opening a Zakelijk sparen account are eligible for a €55 bonus. This applies to qualifying initial deposits.

20%
OFF
March Incentive for Fixed-Term CDs

Open a Fixed-Term CD in March and earn a special bonus. This applies to new customers opening their first CD.

15%
OFF
New User Reward for Liquid CD Accounts

Get a reward when you open a Liquid CD as a new Raisin user. This applies to customers making their initial deposit.

$60
Only
Flexible Savings Promotion: Up to $60 Welcome Bonus

Benefit from a welcome bonus on flexible savings accounts. The bonus amount depends on your initial investment.

$60
Only
Bonus on Wereldwijd gespreide portefeuilles: €60

New customers investing in Wereldwijd gespreide portefeuilles get a €60 bonus. This offer is for initial investments.

15%
OFF
Bonus Offer for Joint Savings Accounts

Open a new Joint Savings Account and get a bonus. This promotion is for new customers establishing their first joint account.

$30
Only
Seasonal Offer: Extra €30 Bonus in December

During December, new customers can get an extra €30 bonus. This applies to initial qualifying deposits made this month.

$40
Only
September Promotion: €40 for First-Time Savers

First-time savers joining in September are eligible for a €40 bonus. This promotion applies to new Raisin accounts.

$80
Only
Termijndeposito Bonus: €80 for Fixed-Term Savings

Secure an €80 bonus when opening a Termijndeposito. This applies to new customers meeting the minimum deposit amount.

$100
Only
Long-Term Deposit Incentive: Up to $100 on New Accounts

Open a long-term deposit and qualify for a cash incentive. The bonus value is linked to the deposit amount.

40%
OFF
Savings Account Incentive for New Deposits

New deposits into qualifying savings accounts are eligible for an incentive. This applies to new Raisin customers.

30%
OFF
Spring Promotion: April CD Account Bonus

Get a bonus when opening a new CD account during April. This promotion is part of our spring offers for new customers.

$10
Only
New Account Promotion: $10 Welcome Gift on Opening

Open any new account and receive a $10 welcome gift. This bonus is for first-time Raisin customers.

20%
OFF
First Time Depositor Bonus on Savings Accounts

A bonus is available for individuals making their first deposit into a savings account. This applies to new customers.

30%
OFF
Initial Deposit Incentive for Custodial Accounts

Receive an incentive when you make your first deposit into a Custodial Account. This applies to new Raisin customers.

15%
OFF
Short-Term CD Account Bonus for New Users

Open a Short-Term CD as a new user and receive a bonus. This applies to first-time depositors into a CD account.

$45
Only
Pensioensparen Bonus: €45 on Initial Contributions

New customers making initial contributions to Pensioensparen receive a €45 bonus. Specific terms apply to this offer.

35%
OFF
Initial Account Bonus for Cash Management Accounts

Get a bonus when opening your first Cash Management Account. This promotion is for new Raisin users only.

$30
Only
Beleggingsplannen: €30 Bonus for New Investment Plans

Start a new Beleggingsplan and receive a €30 bonus. This offer is for new customers establishing their first plan.

Referral
Referral Reward: Invite a Friend to Raisin

Earn a $50 reward for each friend you refer who opens a qualifying account. The referred friend also receives a bonus.

25%
OFF
Special Incentive for Federally Insured Savings

New customers opening Federally Insured Savings accounts qualify for an incentive. This offer applies to first deposits.

$75
Only
Cash Reward: Up to $75 on Select Savings Accounts

Earn a cash reward on specific savings accounts. The bonus varies based on the amount deposited into the new account.

40%
OFF
Seasonal Bonus: January High-Yield Savings

Open a High-Yield Savings Account in January and receive a bonus. This is a special seasonal offer for new accounts.

Customer Reviews

4.4
Average Rating
15
Total Reviews
Megan D.
★★★★☆
2 months ago

Good value, some setup time

I set up a cuentas de ahorro with a Portuguese bank. The interest rate was competitive, offering a significant improvement over my local options. The process itself was mostly smooth, but the initial verification took a bit longer than I expected, around 4-5 business days to be fully active. Once it was running, everything worked well. Value is there, just be patient with the first steps.

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Carly
★★★★★
2 months ago

Easy start, good interest!

I just opened a depósitos a plazo fijo with a bank from Estonia through Raisin, and it was so straightforward! The interest rate is much better than anything I found locally. I'm already looking at another one for next year. Definitely will use them again and tell my friends!

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Alex
★★★★★
2 months ago

Quick setup, good rate.

Opened a depósitos con interés compuesto. Process was fast. Rate is good. Funds were visible quickly. No issues.

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Laura Silva
★★★★★
2 months ago

Good welcome bonus

I was looking for a new savings account and stumbled upon Raisin. I decided to try their Deposito sparen and also got a welkomstbonus for new customers which was a nice little extra. It made the initial deposit feel more worthwhile, you know? The whole process was clear enough, and getting that bonus just sweetened the deal. Definitely felt like I got good value for my money compared to other places I checked out.

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Shane F.
★★★★★
2 months ago

Finally, better savings!

Oh my goodness, I am so glad I found Raisin! I opened a High-Yield Savings Account and the rates are fantastic. I was tired of getting next to nothing at my old bank. This was such an easy process, I couldn't believe it. I am definitely telling all my friends about this platform. It feels amazing to see my money actually growing!

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Raj
★★★★☆
2 months ago

Good rates, smooth process

I opened a High-Yield Savings Account through Raisin last month. The online application was pretty comprehensive but flowed well. I had a small question about linking my external bank account, and customer support replied to my email within 24 hours, which was helpful. The money transferred over as expected, and the interest rate is definitely better than my old bank. It's a good way to diversify where my savings are held, and the multi-bank access is a neat feature I might use later for a CD ladder.

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Dan
★★★★★
2 months ago

Got a great welcome bonus

I was looking to put some money aside and found Raisin. I went for a depósitos a corto plazo and also qualified for the bonificación de bienvenida. Getting that extra cash for just opening an account felt like a real win! It made the whole experience feel even more worthwhile. Very happy with the savings opportunity.

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Derek M.
★★★★☆
2 months ago

Easy setup, good rates

I just opened a Vrij opneembaar sparen account last month. Setting it up was pretty straightforward, took maybe 15 minutes to get everything done online. The rates were definitely better than my old bank, which is why I switched. Glad I finally got around to doing it.

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Lisa
★★★★☆
2 months ago

Got a good deal on a CD

I was shopping around for a Long-Term CD and found Raisin. The rates looked really good compared to other places. I ended up opening one and it was worth it. The bonus offer for new customers was a nice extra too. For the money, I feel like I got a really solid deal.

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Nina F.
★★★★☆
2 months ago

Quick sign-up, decent return

Signed up for a RenteBoost spaarrekening. Process was fast. Got a decent return on my savings. No issues.

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Raisin Community Discussion

Share tips, ask questions & help fellow shoppers save more

C
Cleo
2 months ago

I saw something about a referral bonus. How much is that usually, and do both people get it?

J June Romero 2 months ago
It changes, but typically both the referrer and the new customer get something. I think it was like 50 euros when I signed up.
1
T Tom 2 months ago
The referral bonus varies, but usually ranges from 10 to 100 euros depending on current promotions and your initial deposit. Both parties benefit, yes.
5
8 Responses (2)
S
Steve
2 months ago

What's the minimum deposit for accounts on Raisin? Do I need a ton of money to get started?

A Amber Z. 2 months ago
Not really, some accounts start with pretty low minimums, like $1 or $100 depending on the bank and product. You can find some accessible ones.
3
D Dana 2 months ago
It varies by bank and product. Some CDs might require more, but a lot of the savings accounts have pretty low entry points.
5
8 Responses (2)
E
Emma R.
2 months ago

I'm looking at putting some money in a term deposit. What's the smallest amount I can put in with Raisin?

A Andre K. 2 months ago
It depends on the specific bank and product, but I've seen some as low as 1 euro. Check the details for each offer.
2
T Troy Walsh 2 months ago
Yeah, some term deposits have a minimum of 1000 or 5000 euros. It's not a fixed amount across the board, so you gotta click into each one you're interested in.
5
8 Responses (2)
P
Paula
2 months ago

Hey, wondering if anyone's had trouble with the identification part when opening an account? Is it a long process?

N Nina Hughes 2 months ago
Mine was pretty quick actually, like a day or two after I uploaded everything. No major issues.
2
O Omar 2 months ago
Took a bit longer for me, maybe 3-4 days? But that was during a busy period I think. Just make sure all your documents are super clear.
3
8 Responses (2)
A
Alex
2 months ago

Thinking about putting some cash into a high-yield savings through Raisin. Is my money actually safe there, like FDIC insured?

R Rachel Z. 2 months ago
Totally, all the banks they work with are FDIC insured. So your money is covered up to the limits.
1
W Wendy G. 2 months ago
Yep, it's federall insured. That's one of the main reasons I went with them, feels just as safe as a traditional bank account.
5
7 Responses (2)

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